Terms and Conditions of Service for Customers

 

This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. By registering at or merely browsing on Our Site You have agreed to be bound by all of these Terms and Conditions of Service for use and access of the Site. PLEASE ENSURE THAT YOU READ AND UNDERSTAND ALL THESE TERMS AND CONDITIONS BEFORE YOU USE ANY OF THE SERVICES OFFERED ON THE SITE, BECAUSE YOU SHALL BE BOUND BY ALL THE TERMS AND CONDITIONS CONTAINED HEREIN.

If you do not accept any of the Terms and Conditions, then please don’t use the Site or avail any of the Services being provided therein.

You agreeing to these terms and conditions shall operate as a binding agreement between you and MY HUB in respect of the services offered/availed using the site.

Definitions

All of the defined and capitalized terms in these T&Cs will have the meaning assigned to them here below:

"Act" means the Payment and Settlement Systems Act, 2007 and any amendment, modification or re-enactment of the same, or any other succeeding enactment for the time being in force.

“Applicable Laws” shall mean and include all applicable statutes, enactments, acts of legislature or the Parliament, laws, ordinances, rules, by-laws, regulations, notifications, guidelines, policies, directions, directives and orders of any governmental authority, tribunal, board, or a court and applicable international treaties and regulations, in force at the relevant time in India.

“Charges” would mean any charges and fees levied by MY HUB to the registered customer for the use of the MY HUB service, a full list of such charges would be available on the MY HUB website, and may change from time to time. All registered users and Franchisee would be liable to pay these charges for using the MY HUB service. MY HUB will be entitled to recover the service charges and the other dues at source from and out of the MY HUB Coupons lying to the credit of the Customer with the Service Provider. The Customer will also be liable for any Government taxes or levies which may be payable on such service charges levied by MY HUB. MY HUB is engaged in the business of providing the services to both, i.e. the buyer and the vendor of the goods, merchandise and the necessaries, in the course of which MY HUB would provide a common platform from which the Customer could secure the purchase and the supply of goods etc. and also make the arrangement to secure to the Merchant the payment of the price therefore in terms of the Merchant redeeming the MY HUB electronic coupons issued by the MY HUB.

"Customer" means the holder of MY HUB Wallet, an applicant who registers for the MY HUB services and includes his/her heirs and assignees, be it a user, or dealer who sells or resells MY HUB coupons.

“Merchant” shall mean an individual or organization that accepts payment for their products/ services through MY HUB Wallet and has executed a Merchant Agreement with MY HUB.

"Account" refers to the account created by Customer on the Site.

“MY HUB Wallet” or “Wallet” means a pre-paid instrument issued by MY HUB and/or issued under a co branding arrangement with an entity.

"RBI" means the Reserve Bank of India.

"RBI Regulations" means the Act and regulations made thereunder, the Issuance and Operation of Pre-paid Instruments in India (RBI) Directions, 2009 and any notifications, master circulars, instructions or guidelines issued and updated by the RBI from time to time, in relation to the same.

"Services" includes the facilitation of payments to the Merchant for the products/services availed by the Customer through MY HUB Wallet and enabling of receipt of such payments by the Merchant.

“Site” shall mean www.My Hub.in and such other websites and mobile applications as may be developed by MY HUB from time to time.

"Terms and Conditions of Service" or "T&Cs" refers to the terms and conditions that are available at the Site for the use of Services.

“Transaction" shall mean every payment request/order placed by the Customer using MY HUB Wallet.

“Wallet to Wallet Transfer” is service available wherein you can transfer funds from Your MY HUB Wallet to another MY HUB Wallet, provided that both Wallets (i.e. transferee Wallet and transferor Wallet) are held with the same entity which has a co-branding arrangement with MY HUB.

“Wallet to Bank Transfer” is service available wherein you can transfer funds from Your MY HUB Wallet to a designated savings or current bank accounts.

"We/we", "Our/our" or "Us/us" “Service Provider” refers to MY HUB/MY HUB and shall include its successors and assignees.

"You/you", “Your/your” or “Yourself/yourself” shall mean reference to Customer or his representative and any other user accessing the Site.

“MY HUB/MY HUB” means My Hub Technologies Ltd, a company incorporated under the Companies Act, 2023 and having its corporate office at 806, Manjeera Majestic Commercial JNTU Rd, KPHB phase 2, Hyderabad, Telangana 500072.

 “MY HUB Coupon(s) means a coupon issued by MY HUB and/or a coupon issued by MY HUB under a co branding arrangement with an entity.

For the purpose of these T&Cs wherever the context so requires "You" or "User" shall mean any natural or legal person who accesses the Site, including holders of MY HUB Wallet and Franchisee which allows its customers to purchase goods and services using MY HUB Wallet as a payment option.

1. Service Provider has devised an electronic payment system to be known as “MY HUB” which would be routed through the mobile phones, internet medium and other mediums in the future. This system will consist of a closed user-customer group to be known as Customer in which the vendors and suppliers of various goods and services to be known as Franchisee will participate. The Customer is one of such Users.
2. MY HUB is a service by the Service Provider to the Customers and the Franchisee which will primarily provide convenience and security to the Customers and the Merchant for making payments.
3. In consideration of the payment of money by the Customer to be made to MY HUB from time to time, the Service Provider will issue to the Customer MY HUB Coupons which shall be in digital form. Customer will be entitled to purchase the MY HUB Coupons several processes, including, but not limited to dropping a cheque in any of the MY HUB Collection Boxes, using Credit/Debit Card online to charge the Customer’s account with the Service Provider as also by giving cash to any of the authorized dealers of MY HUB in exchange for reloading their account with MY HUB coupons.
4. In consideration of the Customer making payment of money to the MY HUB or to any of its authorized dealers, the Service Provider will issue and/or cause to be issued to the Customer the MY HUB Coupons in the physical and/or the digital forms depending upon the manner the Customer orders therefore; Service Provider has for the time being arranged for the issue of the MY HUB Coupons through the three modes i.e. crediting the Customer’s MY HUB account with the coupons of the requisite denominations depending upon the amount paid through any of the processes: using the Credit/Debit Card Online to charge the Customer’s account with the Service Provider, payment to any of the authorized dealers of the MY HUB or the purchase of the prepaid card from any of the authorized dealers;
5. In case the Customer purchases the MY HUB Coupons in terms of the prepaid card, he will be allotted a unique PIN which the Customer will communicate through the SMS or or through the MY HUB website to MY HUB Server against which his account will be loaded with equivalent MY HUB coupons corresponding to the value mentioned on such prepaid card.
6. MY HUB is not and shall not be a domestic remittance service and as such no user will be entitled to redeem and/or cause to be redeemed the same for cash. MY HUB Coupons are not and shall not be a legal tender within the meaning of any law including The Reserve Bank of India Act, 1934. MY HUB coupons can only be redeemed by registered Franchisee by means of a transfer of equivalent value of their coupon balance to their bank account, or by an account payee cheque, and such payment will be issued by MY HUB after deducting their service charges.
7. It is hereby further agreed by and between the parties that the Customer will not under any circumstances be entitled to seek the refund of any of the MY HUB Coupons, it being clearly agreed and understood by and between the parties that the MY HUB being only a one way service provider will recognize only the debit instructions to be given by its user, i.e. the Customer.
8. MY HUB is being offered as a service using mobile phones using SMS and through the MY HUB website, and will be offered by other methods as intimated to users over time. However, different mobile service providers may have made different restrictions / limitations in their packages offered to their mobile subscribers. MY HUB is not responsible for any such limited service offering from any Mobile service provider or for such differences in between any two or more such providers. You may be charged a fee for using SMS and mobile services by your mobile operator, and MY HUB is not responsible for such charges. MY HUB coupons are non-refundable electronic credits that can be used to make transactions with registered Franchisee, but cannot be redeemed for cash. Users may gift MY HUB coupons/vouchers to other users, however, only registered Franchisee can redeem their MY HUB credits by requesting either a transfer to their bank account, or by an account payee cheque.

Registration. 

●        You can register as a Customer, by providing a valid phone number, Your name, valid and functional e-mail address and any other additional information that RBI Regulations may prescribe to be necessary to satisfy Know Your Customer norms ("KYC Norms"), or other information as We may deem fit. (“Registration Data”).

●        You shall ensure that the Registration Data provided by you must be accurate, complete, current and true. We shall bear no liability for false, incomplete, old or incorrect Registration Data provided by you.

●        You hereby expressly consent to receive communications from Us through Your registered phone number and/or e-mail id. You consent to be contacted by Us via phone calls/SMS notifications. You agree that any communication so received by You from Us will not amount to spam, unsolicited communication or a violation of Your registration on the national do not call registry.

●        You are solely responsible for maintaining the confidentiality of Your Registration Data and will be liable for all activities and Transactions that occur through Your Account and MY HUB Wallet, whether initiated by You or any third party. The password and other details of the Account should not be shared with any third party. Your Account is non-transferable and is not capable of being sold to a third party. We shall not be liable for any loss that You may incur as a result of someone else using Your password or Account or accessing Your device, either with or without Your knowledge.

●        In the event of any change in the said information, You agree to promptly update Your Account information to ensure that the communications We intend to send to You are promptly delivered to You and are not sent to any other entity/third party.

●        We reserve the right to suspend or terminate Your Account with immediate effect and for an indefinite period, if We have a reason to believe that the Registration Data or any other data provided by You is incorrect or false, or that the security of Your Account has been compromised in any way. We reserve the right to suspend or terminate Your Account for reasons including and not limited to any fraud charges against You raised by the bank or concerned authorities and We also reserve the right to share Your information with them for the purposes of investigation.

●        We allow You to open only one Account in association with Registration Data provided by You.

●        In case of any unauthorized use of Your Account please immediately reach Us at the info@myhubtechnologies.com

●        In case, You are unable to access Your Account or MY HUB Wallet, please inform Us at info@myhubtechnologies.com and make a written request for blocking Your Account. We will not be liable for any unauthorized transactions made through Your Account prior to You making a request in writing for blocking and we shall require atleast 72 (Seventy Two) Hours to process your request unless in case of force majeure events which are beyond our reasonable control.

Use and Contents posted on the Site

You agree, undertake and confirm that Your use of Site shall be strictly governed by the following binding principles:

You shall not host, display, upload, modify, publish, transmit, update or share any information that:

a.   belongs to another person and to which You do not have any right to; or interferes with another user's use and enjoyment of the Site or any other individual's user and enjoyment of similar services; or

b.   that is harmful, harassing, blasphemous, defamatory, obscene, pornographic, libelous, invasive of another's privacy, hateful, or ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever, or unlawfully threatening or unlawfully harassing including but not limited to "indecent representation of women" within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986, of another person; or

c.    misleading in any way; or

d.   is patently offensive to the online community, such as sexually explicit content, or content that promotes obscenity, pedophilia, racism, bigotry, hatred or physical harm of any kind against any group or individual; or

e.   involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing or "spamming"; or

f.    infringes upon or violates any third party's rights, (including, but not limited to, intellectual property rights, rights of privacy (including without limitation unauthorized disclosure of a person's name, email address, physical address or phone number) or rights of publicity]; or

g.   contains restricted or password-only access pages, or hidden pages or images (those not linked to or from another accessible page); or

h.   provides material that exploits people in a sexual, violent or otherwise inappropriate manner or solicits personal information from anyone; or

i.    provides instructional information about illegal activities such as making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses; or

j.    contains video, photographs, or images of another person without his or her express written consent and permission or the permission or the consent of his her guardian in the case of minor; or

k.   tries to gain unauthorized access or exceeds the scope of authorized access (as defined herein and in other applicable Codes of Conduct or End User Access and License Agreements) to the Sites or to profiles, blogs, communities, account information, bulletins, friend request, or other areas of the Sites or solicits passwords or personal identifying information for commercial or unlawful purposes from other users; or

l.    engages in commercial activities and/or sales without Our prior written consent such as contests, sweepstakes, barter, advertising and pyramid schemes, or the buying or selling of "virtual" items related to the Sites. Throughout these T&Cs, Our "prior written consent" means a communication coming from Our authorized representative, specifically in response to Your request, and specifically addressing the activity or conduct for which you seek authorization or;

m.  interferes with another user's use and enjoyment of the Site or any other individual's user and enjoyment of similar services; or

n.   refers to any website or URL that, in Our sole discretion, contains material that is inappropriate for the Site, contains content that would be prohibited or violates the letter or spirit of these T&Cs; or

o.   harm minors in any way; or

p.   is fraudulent or involve the sale of counterfeit or stolen items; or

q.   violates any law for the time being in force; or

r.    deceives or misleads the addressee/ users about the origin of such messages or communicates any information which is grossly offensive or menacing in nature; or

s.    impersonate another person; or

t.    is false, inaccurate or misleading; or

u.   directly or indirectly, offer, attempt to offer, trade or attempt to trade in any item, the dealing of which is prohibited or restricted in any manner under the provisions of any applicable law, rule, regulation or guideline for the time being in force; or

v.   Creates liability for us or cause us to lose (in whole or in part) the services of Our ISPs or other suppliers.

●        You may not use the Site or any Content for any purpose that is unlawful or prohibited by these T&Cs, or to solicit the performance of any illegal activity or other activity that infringes the rights of MY HUB or others.

●        You shall not use the Services or Site in any manner that could damage, disable, overburden, block or impair any of the server connected to the Site. You may not attempt to gain unauthorized access to the Services through hacking, password mining or any other means.

●        You may not reverse engineer, decompile and disassemble any software used to provide the Services.

●        You shall not make any negative, denigrating or defamatory statement(s) or comment(s) about Us or the brand name or domain name used by Us or otherwise engage in any conduct or action that might tarnish the image or reputation, of MY HUB or its Franchisee on platform or otherwise tarnish or dilute any of Our trade or service marks, trade name and/or goodwill associated with such trade or service marks, trade name as may be owned or used by us.

●        You have the option to request us to send you information regarding services, discounts and promotions provided by Us. If you require us to provide You information from Us regarding offers, discounts and promotions relating to the Services availed by You, click "Yes", otherwise click "No". If you click "Yes", We or an authorized representative, shall provide the above information to You by way of an SMS or email to Your registered mobile number/registered email id. You also have the option to discontinue receiving such information at any point of time. To discontinue receiving such information, You may at any point of time visit the specific link provided in Our Site to discontinue the same. Solely to enable Us to use the information so that We are not violating any rights You might have in Your Information, You agree to grant Us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers) right to exercise the copyright, publicity, database rights or any other rights You have in Your Information, in any media now known or not currently known, with respect to Your Information. We will only use Your Information in accordance with these T&Cs and Our Privacy Policy.

●        You shall not engage in advertising to, or solicitation of, other users of the Site to buy or sell any products or services, including, but not limited to, services related being displayed on or related to the Site. You may not transmit any chain letters or unsolicited commercial or junk email to other users via the Site. It shall be a violation of these T&Cs to use any information obtained from the Site in order to harass, abuse, or harm another person, or in order to contact, advertise to, solicit, or sell to another person outside of the Site without Our prior explicit consent. In order to protect our users from such advertising or solicitation, We reserve the right to restrict the number of messages or emails which a user may send to other users in any 24-hour period which We may deem appropriate in our sole discretion.

●        You understand that We have the right at all times to disclose any information (including the identity of the persons providing information or materials on the Site) as necessary to satisfy any law, regulation or valid governmental request. This may include, without limitation, disclosure of the information in connection with investigation of alleged illegal activity or solicitation of illegal activity or in response to a lawful court order or subpoena. In addition, We can (and You hereby expressly authorize Us to) disclose any information about You to law enforcement or other government officials, as We, in Our sole discretion, believe necessary or appropriate in connection with the investigation and/or resolution of possible crimes, especially those that may involve personal injury.

●        My Hub performance of this T&Cs is subject to existing laws and legal processes of Government of India, and nothing contained in the T&C is in derogation of My Hub right to comply with law enforcement requests or requirements relating to your use of this service or information provided to or gathered by My Hub with respect to such use. You agree that My Hub may provide details of your use of the service to regulators or police or to any other third party, or in order to resolve any complaints which relate to the service, at My Hub complete discretion.

●        This agreement constitutes the entire agreement between the Customer and My Hub with respect to the My Hub payment service and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the customer and My Hub with respect to this service. A printed version of the T&C and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the T&C to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Chargebacks.

1. You may have the right to initiate a chargeback request in accordance with the terms and conditions of your debit or credit card scheme or your bank account. Please note that your chargeback request will be processed by your debit/ credit card provider or your bank and not by us. Therefore, we bear no liability for the processing of the chargeback requests.
2. We reserve the right to review Your Account and transaction history pursuant to a chargeback request, in order to determine the occurrence of fraud. If we have any reason to believe that there has been fraudulent activity on Your Account, We reserve the right to terminate, block or suspend Your Account with immediate effect.

Dedicated/Hired driver for private cars

1. Neither My Hub nor the hired driver will be responsible for any liability resulting from any damaged caused to the private vehicle, any person, property or legal penalties charged or incurred for incidents or act beyond the control of the driver or in the normal course of driving done with competency and due care.
2. Neither My Hub nor the hired driver will be responsible for functionality of private vehicle with reference to the pre existing defects or malfunctions. Failure of private vehicle to function (electrical, mechanical or other) in any way while the Services are being rendered and incurred as storage fees, roadside assistance, alternate transportation and repair of any kind are borne by the owner of the private vehicle absolutely and completely.

 

Non-Working Days.

We are reliant on third parties such as banks to deliver timely Services. Since, we cannot control the actions of such third parties, We will not be responsible to render Services or process payments or refunds on the following days (“Non-Working Days”):

a.   Days which are declared as holidays by the RBI, or any other day which is declared a holiday by us.

b.   Days including Saturdays and Sundays and declared as bandhs or festivals in any State or Union Territory in India. We will continue to render Services which do not involve that particular State or Union Territory in which a bandh or festival has been declared on that day.

Intellectual Property Protection 

●        All trademarks, brands and service marks used in connection with the Site or Services offered by are owned by MY HUB is MY HUB’s property; MY HUB owns all copyrights and intellectual property rights and database rights in connection with the Services and the Site. For use of any third party's intellectual property, you need to get permission directly from the owner of the intellectual property for any use. Third party trademarks may appear on this Site and all rights therein are reserved to the registered owners of those trademarks.

●        You agree to abide by laws regarding copyright, trademark, patent, and trade secret ownership and use of intellectual property, and you shall be solely responsible for any violations of any laws and for any infringements of any intellectual property rights caused by use of the interface/Site.

●        MY HUB is the sole and absolute owner of all and whatsoever the intellectual property rights in the trade mark MY HUB and the design in respect thereof and that MY HUB will be entitled to take any legal action against any person invading and/or encroaching upon the said rights of MY HUB.

Suspicious Transactions. 

●        If we have a reason to believe that any payment instructions made on Your Account have been fraudulently made, we will suspend and deny you access to Your Account in order to investigate and report the suspicious activity. Such suspension will continue in effect till the conclusion of the investigation. In case it is established that MY HUB Wallet is loaded / reloaded through fraudulent means, we reserve the right to either credit back the funds to the same source from where these were received or to forfeit the funds.

●        Please note that we are reliant on a number of third parties such as banks and Franchisee while conducting the investigation. However, we will make every reasonable effort to conclude the investigation at the earliest.

●        Upon conclusion of the investigation and based on its results, we may be required to terminate Your Account with immediate effect.

Other Businesses 

We do not take responsibility or liability for the actions, products, content and services on the Site, which are linked to affiliates and / or third party websites using Our APIs or otherwise. In addition, we may provide links to the third party websites of affiliated companies and certain other businesses for which, we assume no responsibility for examining or evaluating the products and services offered by them, and we do not warrant the offerings of, any of these businesses or individuals or the content of such third party website(s). We do not in any way endorse any third party website(s) or content thereof.

Links 

We welcome links to this Site. You may establish a hypertext link to the Site, provided that the link does not state or imply any sponsorship or endorsement of your site by us. You must not use on your site or in any other manner any trademarks, service marks or any other materials appearing on the Site, including any logos or characters, without our express written consent and the owner of the mark or materials. You must not frame or otherwise incorporate into another third party website or present in conjunction with or juxtaposed against such a website any of the content or other materials on the Site without Our prior written consent.

Termination, Deactivation and Expiry of the Account. 

 

We reserve the right to modify, terminate or suspend Services to you at any time without prior notice due to any changes in internal policy or due to RBI Regulations or the Applicable Laws or any breach of these T&Cs by You or for any reason whatsoever. You can terminate Your Account by submitting a request to us at care@MY HUB.in. However, in either case, all MY HUB Coupon balances in your account shall stand voided, and no refund will be provided. We will make every effort to respond to your request for termination at the earliest. You will remain responsible for all Transactions that occurred prior to termination of Your Account.

Disclaimers 

●        We are not a selling agent in relation to any sale of goods or services to You by any Merchant any other third party. We will always endeavour to provide the Services to the best of our ability. You are however aware that the Services will involve transmissions over various networks and that it will change to conform and adapt to the technical requirements of connecting networks and devices. There are also various other factors, which do not lie within our control. Your use of the Service is at your sole risk. The Service is provided on an "as is" and "as available" basis. Without prejudice to the forgoing paragraph, We do not warrant that:

1.     This Site will be constantly available, or available at all; or
2.     The information on this Site is complete, true, accurate or non-misleading.
3.      This Site; information, Content, materials, product (including software) or services included on or otherwise made available to You through the Site; their servers; or electronic communication sent from Us are free of viruses or other harmful components;
4.     Nothing on the Site constitutes, or is meant to constitute, advice of any kind;

●        We will take every reasonable effort not to share any of the Payment Details, Registration Data or other personal information (collectively, "Personal Information") You provide Us, except as required under RBI Regulations and Applicable Laws, or to the limited extent necessary for Us to implement any payment instructions We receive from You. Please read Our Privacy Policy for further details regarding the use of Your Personal Information. We will bear no liability for the consequences in any event where Your Personal Information has been willingly or inadvertently shared by you with any third party.

●        We make no express or implied representations or warranties about Our Services or the Site and disclaim any implied warranties, including, but not limited to, warranties or implied warranties of merchantability or fitness for a particular purpose or use or no infringement. We do not authorize anyone to make a warranty on our behalf and you may not rely on any statement of warranty as a warranty by us.

●        MY HUB and its representatives, officers, employees, agents and contractors shall not be liable for any loss, damage, claim, expense, cost (including legal costs) or liability arising directly or indirectly from Your use or non-use of the Service or the Site, or Your reliance upon the Service or the information contained upon the Site (whether arising from MY HUB or any other person's negligence or otherwise).

●        You furthermore acknowledge and accept that we may not encrypt any Content or communications from and to our Site.

●        Content and advertisements provided as part of a Service: You understand that advertising plays an important role in the provision of this Service, and that we will display advertisements and other information adjacent to or as part of the Services, which you may use. We may periodically send promotional email/SMS to you about services offered by our advertisers and ourselves.

●        Where we publish or provide Content or advertisements as part of a Service we do not: warrant or represent that the Content or advertisements are suitable, accurate, correct, complete, reliable, appropriate, or lawful; or endorse the Content or advertisements; and you will obtain independent professional advice at your own cost before you take any action based upon such Content or advertisements.

●        Your correspondence or dealings with, or participation in promotions of advertisers through the Service, and any other terms, conditions, warranties or representations associated arising there from, lie between you and the advertisers. You agree that we shall not be liable for any loss or damage of any nature incurred as the result of any such interactions, or as the result of the presence of such advertisers on our Service.

●        In many cases, we provide services of third parties, or our Services in conjunction with that of third parties. In those cases, the following conditions apply: We provide such services subject to the terms, conditions and limitations imposed by those third parties. If those third parties change, suspend or stop providing such services, we may similarly change, suspend or stop providing the Services to you without notice. We may nevertheless endeavour to provide such a Service in another way or by using another third party. You authorize us to provide any of your Personal Information (as defined in our Privacy Policy) to those third parties to the extent that it may be necessary to enable the third parties and ourselves to provide the services to you. To the extent that there is a conflict between the third party's Terms and Conditions and these Terms, these Terms will prevail.

●        We also reserve the right to reject or refuse any Third Party Service used by you in conjunction with our Service.

2.       Notices and communication 

●        Any notice or notification in relation to these T&Cs which You wish to make to Us must be made in writing to:

MY HUB Technologies Ltd 

Address: 806, Manjeera Majestic Commercial JNTU Rd, KPHB phase 2, Hyderabad, Telangana 500072

E-mail: info@myhubtechnologies.com

●        All Your communication with Us will be of a professional nature only. You will not contact Us to harass, intimidate or threaten any person, or to promote any cause, which You may support.

●        You will be subject to Our T&Cs and privacy policy

●        Any notice given by MY HUB hereunder will be deemed to have been received by you within 7 days of posting your address last notified in writing to MY HUB or, within 24 hours of sending the same via e-mail or SMS at the e-mail address specified by you or your registered mobile phone number. Any notice may also be sent by fax or communicated verbally and confirmed in writing by post or fax. MY HUB shall not be held accountable for delays in receipt of notices by post. In the event of any change in your e-mail and/or employment and/or office and/or residential address and/or telephone numbers, you shall inform MY HUB promptly in writing or by e-mail and must confirm the same by mail or fax.

Indemnity and Limitation of Liability. 

●        You will defend, indemnify and hold harmless MY HUB and each of their affiliates (and their respective employees, directors, agents and representatives) from and against any and all claims, costs, losses, damages, judgments, penalties, interest and expenses (including reasonable attorneys' fees) arising out of any Claim that arises out of or relates to: to the use or misuse of Services or any violation of these T&Cs.

For purposes hereof: "Claim" means any claim, action, audit, investigation, inquiry or other proceeding instituted by a person or entity.

●        Your sole and exclusive remedy for any disputes with us is the cancellation of your account with the site. In no event shall MY HUB be liable for any special, incidental, indirect or consequential damages of any kind in connection with this agreement, even if we have been informed in advance of the possibility of such damages. In no event our total cumulative liability to you for any and all claims relating to our arising out of your use of the site, regardless of the form of action, exceed inr 10,000/- (rupess ten thousand only).

●        Without in any way limiting the above, MY HUB shall not be liable or responsible to you for any loss, damage, expense, claim or liability arising directly or indirectly out of any defect or deficiency in any goods and services purchased by you or availed as a benefit, privilege or facility attached to the service; refusal by or inability of a Merchant Establishment to honour or accept the service; handing over of the relevant access control/password/PIN by you to any unauthorized person; any injury to the credit, character and reputation of yours alleged to have been caused by the repossession of the service and/or request for its return.

Copyright complaint 

We respect the intellectual property of others. In case you feel that your work has been copied in a way that constitutes copyright infringement, you can write to Us at info@myhubtechnologies.com

Revision of T&Cs. 

●        We reserve the right to change any of the T&Cs or any policies or guidelines governing the Site or Services, at any time and at our sole discretion. Any changes will be effective upon posting of the revisions on the Site and we may send you an automated e-mail to your registered e-mail ID or SMS informing about the changes made and you would be required to view the modified changes on the internet. By keeping or using the service after notification, you are deemed to have agreed to the amendment/change. If you do not agree with any amendment of the terms and conditions you may cancel the service by informing in writing to MY HUB or closing your account on the internet or by SMS.

●        Unless otherwise specified by Us, revised T&Cs will take effect automatically and be binding from the day they are posted on the Site. By continuing to access or use Services, You will be deemed to have agreed to accept and be bound by such revised T&Cs. If you do not agree to the revised T&Cs, You should discontinue accessing Our Site or using Our Services immediately.

●        We reserve the right, at our sole discretion, to change, modify, add or remove portions of these T&Cs, at any time without any prior written notice to you. It is your responsibility to review these T&Cs periodically for updates / changes. Your continued use of the Website following the posting of changes will mean that you accept and agree to the revisions. As long as you comply with these T&Cs, We grant you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.

Customer grievance redressal policy 

●        If You are not satisfied with the quality of Service(s) offered or have any other complaints or grievance, please contact Our customer care at info@myhubtechnologies.com

Severability. 

If any part of these T&Cs is determined to be invalid or unenforceable pursuant to the Applicable Laws then the invalid or unenforceable provisions will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these T&Cs will continue in effect.

Governing law and dispute resolution. 

●        Any dispute, controversy or claim arising out of or relating to this T&Cs or the validity, interpretation, breach or termination thereof (“Dispute”), including claims seeking redress or asserting rights under the Applicable Law shall be amicably settled through mutual consultation and escalation. If the Dispute is not settled amicably as aforesaid within a period of [14] (Fourteen) calendar days, the matter would be referred to arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 1996. Arbitration shall be presided over by a sole arbitrator mutually appointed by us and the Customer.

●        The arbitration proceedings shall be conducted in the English language. The venue for the arbitration proceedings shall be Hyderabad.

●        This T&Cs shall be governed by and construed in accordance with the laws of India and, subject to this Clause 30, we and you agree and undertake that any controversy or claim arising out of or relating to these T&Cs will be adjudicated exclusively before a competent court in Hyderabad, India only.

Miscellaneous 

●        Any costs incurred by MY HUB towards enforcement of its rights and recovery shall be debited to your account.

●        Where MY HUB acts on good faith in response to any oral or electronic instruction or inquiry from you in respect of any matter in relation to your account, you will not be entitled to claim or allege any loss, damage, liability, expense etc., attributable, directly or indirectly, to any such good faith action of MY HUB and you agree to hold MY HUB harmless in respect thereof.

●        You hereby agree that the application and copies of all documents submitted in support thereof and for the ongoing operation of the MY HUB Account by you to MY HUB are and shall remain the sole and exclusive property of MY HUB, and MY HUB shall not be obliged to return the same to you upon your request or upon termination of this Agreement.

●        You agree to comply with all applicable laws and regulations from time to time which govern or may be affected by the use of the service.

●        MY HUB, our parent, subsidiaries, employees and our suppliers provide our services "as is" and without any warranty or condition, express, implied or statutory. MY HUB, our parent, subsidiaries, employees and our suppliers specifically disclaim any implied warranties of title, merchantability, satisfactory quality, fitness for a particular purpose and non-infringement.

●        You are aware of all security risks, including possible third party interception of any of your transactions and statements of account on the Internet and the contents of your transactions or statements of account becoming known to third parties. You agree and undertake that you shall not hold MY HUB liable therefore in any way. The use and storage of any information, including without limitation, the Card number, PIN, password, account information, transaction activity, account balances and any other information available on your Internet access device or computer or mobile phone is at your own risk and responsibility.

●        As your account ID is connected to your mobile number, it is your responsibility to inform MY HUB in case you terminate using the mobile number that corresponds to your account ID. The account ID corresponding to the mobile number you register with can be accessed by you only till the time you have access to the corresponding mobile number. It is your responsibility to transfer your account ID to a new mobile number if and when you change your number. Not doing so may give access to your MY HUB credit balance to the new user of the same mobile number, and MY HUB will not be liable or responsible for the same. You are also liable for ensuring the security of your PIN. In case of loss of your mobile phone and/or MY HUB Password/PIN, you should intimate MY HUB in writing immediately. MY HUB shall make every attempt to block access to your MY HUB account under such circumstances; however, MY HUB shall not be liable for any losses a user may incur due to the above. The responsibility to safeguard the MY HUB coupon balance rests entirely with the user.

●        By signing up for MY HUB services, you also allow MY HUB to send you emails and SMS alerts from time to time.

●        MY HUB will be entitled to enter into any tie-up in terms of joint-venture or otherwise with any other institution engaged in the business of providing services analogous and/or similar to those herein contained. In such case, depending upon the modality and the mechanism as may be devised, the Customer will be provided with the services by the Service Provider jointly and/or severally with the party/ies in joint venture. Customer hereby gives his irrevocable consent and permission to such a tie-up. In the event of such a tie-up, the terms and conditions herein contained will, mutatis mutandis, become applicable in respect of such tie-up arrangement also.